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The lender of choice for thousands of brokers and non-delegated correspondents nationwide.

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Brian Gillespie

Sales Manager - Northeast

o: (856) 912–4735

bgillespie@financeofamerica.com
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Reduced LLPA to .10

Effective June 18th, 2018 FAM has reduced the Escrow Waiver LLPA from .25 to .10 for states outside of California.

Two-X Apex

Finance of America Mortgage is pleased to announce high LTV, no MI, QM jumbo mortgage solution with the Two-X Apex product.

What is Two-X Apex?

Two-X Apex from Finance of America Mortgage is designed to accommodate high LTV financing. With borrowing limits up to $2.5 million, a minimum credit score of 680, and no mortgage insurance requirements- Two-X Apex gives your clients the buying power of a conforming loan with the loan amounts of a jumbo. Two-X Apex may be the ideal product for clients who are well documented, have no derogatory credit and want to put less money down when purchasing their home.

Program Details:

95% maximum LTV.
No mortgage insurance for LTV’s >80%.
Credit scores down to 680.
Maximum DTI 43%.
Minimum loan amount $100,000.
Maximum loan amount $2,500,000.
Loan terms include: 20 & 30-year fixed and 5/1, 7/1 & 10/1 ARMs.
2-15 months reserves required.

Read What My Clients are Saying About Me

I had the pleasure of working side by side with Brian for 3 years at Freedom mortgage. Brian is bright, well spoken and a natural leader. Brian has a keen understanding of the mortgage business as a whole and can effectively manage across all production channels. I highly recommend Brian.

Joe Alvini, VP of Mortgage Lending NMLS# 388759 at Guaranteed Rate

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About Me

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Brian Gillespie

Sales Manager - Northeast

o: (856) 912–4735

bgillespie@financeofamerica.com
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Brian is a 25 year veteran of the mortgage industry, with the last 23 years in wholesale production. He has a previous underwriting background in operations, but a majority of his experience is in sales. Brian began his career in wholesale in 1995 with Equicredit as a “non-conforming” account executive, working with broker partners in the Pennsylvania and New Jersey Markets. As a wholesale sales manager, Brian focused on gaining an expertise in team building, recruiting and training. He also gained extensive experience in conventional and government lending programs, and help expand Freedom’s wholesale footprint up and down the east coast.

Brian Joined Finance of America in April, 2017. A Philadelphia native and based in southern New Jersey, Brian is committed to expanding Finance of America’s wholesale and non-delegated correspondent footprint in the northeast region of the country. Brian is working with a team of experienced and reputable account executives and together they are introducing Finance of America to their mortgage broker communities.

When Brian is not working, he enjoys spending time with his family, learning to play the guitar, and is an avid Philadelphia sports fan. He and his wife, Lydia, married in 1991. They have three children, Brian Jr., Matthew, and Emily.

Photos from my life

Me, my wife Lydia, and
children Brian, Emily and Matt

Me and my daughter Emily

Penny and Cliff, our dogs

What I’m reading

I am enjoy biographies, political books, and books about current affairs. I am currently reading “Blind Ambition” by John Dean and is about his involvement in Watergate. The last two books I previously read were “Paul McCartney: The Life” by Philip Norman and “Too Big To Fail” by Andrew Ross Sorkin

What I’m watching

I am currently watching “Stranger Things”, and I recently finished Fargo, Season 2 and also Mindhunter

What I’m working on

As a hobby outside of work, I began learning how to play guitar in my spare time three years ago. I am gradually getting better and can now call myself a guitarist (somewhere between beginner and intermediate level, but guitarist nonetheless).

At Finance of America, we are dedicated to providing solutions to improve our borrowers’ financial well-being. This mission to care allows us to uniquely serve our customers and employees, with the soul and spirit of a small company, but the foundation and stability of a global financial institution.