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Barry Goldstein

Account Executive

c: (612) 346-8745

o: (612) 638-2804

bgoldstein@financeofamerica.com
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Reduced LLPA to .10

Effective June 18th, 2018 FAM has reduced the Escrow Waiver LLPA from .25 to .10 for states outside of California.

Two-X Apex

Finance of America Mortgage is pleased to announce high LTV, no MI, QM jumbo mortgage solution with the Two-X Apex product.

What is Two-X Apex?

Two-X Apex from Finance of America Mortgage is designed to accommodate high LTV financing. With borrowing limits up to $2.5 million, a minimum credit score of 680, and no mortgage insurance requirements- Two-X Apex gives your clients the buying power of a conforming loan with the loan amounts of a jumbo. Two-X Apex may be the ideal product for clients who are well documented, have no derogatory credit and want to put less money down when purchasing their home.

Program Details:

95% maximum LTV.
No mortgage insurance for LTV’s >80%.
Credit scores down to 680.
Maximum DTI 43%.
Minimum loan amount $100,000.
Maximum loan amount $2,500,000.
Loan terms include: 20 & 30-year fixed and 5/1, 7/1 & 10/1 ARMs.
2-15 months reserves required.

Read What My Clients are Saying About Me

Barry knows the guidelines inside and out, I always trust him to help me structure my toughest loans.

Chris K., Mortgage Direct

Barry is always so responsive and on top of my files.

John O. , American Security Mortgage

I truly think you are one of the best reps I ever worked with!

Rosi M. , Universal Mortgage Partners

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About Me

Follow Me On

Barry Goldstein

Account Executive

c: (612) 346-8745

o: (612) 638-2804

bgoldstein@financeofamerica.com
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Born and raised in the Western Suburbs of Minneapolis, MN with a B.A. in Journalism from the University of Minnesota (Go Gopher’s!) How did I ever get into Mortgages?...long story, so you will have to ask me. 12 years now in the mortgage business, in both the wholesale and retail channels and I still find it challenging, rewarding, frustrating and exciting…and that was all before Noon today! It’s a crazy business I find myself in, but I’m happy and I love my client relationships that I’ve built over the years.

I’m always looking to expand my network and look forward to meeting you. Thank you for visiting my webpage!!

Photos from my life

My wife and son with me at a Vikings game… I hate the Packers!

My son, my daughter and my best friend Baxter…woof!

Did I mention my son is a Rock Star?

What I’m reading

I’m not a book reader, I’d rather sleep after reading product guidelines all day.

What I’m watching

Anything live sports related is on my TV now.

What I’m working on

I’m currently working on my tan, it’s a rare thing up here in MN! I’m also working everyday on being a better AE than I was the day before.